I have sustained injury on board. Who is responsible? From what insurance policy can this be recovered?

Answer:

Damage or injury should always be reported directly to De Europeesche. Exclusion of benefits takes place if any activities are undertaken whereby a prohibition or warning is wilfully ignored. For instance, if a person walks on the deck during tacking, although several warnings have been issued that this is not safe, and this person is hit by a boom and gets injured, there is a chance that no benefits will be paid.