If the trip is cancelled before departure, the full cost of the trip will be refunded, provided the reason for cancellation is mentioned as a valid reason in the conditions. If the trip has to be broken off prematurely, the days of the trip that are not used will be refunded.
The risk that sailing is not possible during one or more days because of high wind or storm, or because a storm is forecast by a meteorological institute, is included in the insurance as standard.
The group cancellation clause ensures that the entire travel party is entitled to a refund in case of death or serious injury of the group leadership. If a participant dies, this is applicable from 5 days before departure up to the last day of the trip. Personal assistance, extra travel and accommodation expenses are always compensated against cost price. For other covers the insured sums are different. They can be read in the cover overview.